As benefit costs continue to escalate, organizations seek competitively priced ways to finance pre- and post-retirement benefit liabilities. Answers to this dilemma may be complex. Clark Consulting consultants leverage their experience and ingenuity to decipher these complexities and advise on the most direct and efficient route to results.

Further, we review and evaluate the client's existing benefit structure, suggest methods to deliver executive benefits and implement financing vehicles more effectively. What's more, we analyze current benefit programs under varying financial assumptions to identify areas of potential savings. We also quantify executives' perceptions of various benefits, and benchmark to competitors, so that corporate funds are utilized in the most motivational and meaningful manner. Customized benefit programs may include a range of Clark Consulting capabilities:

• Nonqualified deferred compensation plans
• Supplemental executive retirement plans
• Investment advisory and research services
• Benefit BOLI
• Investment BOLI Portfolio Services
• COLI