For BOLI Portfolio Performance

In today's economic uncertainty, financial executives must be prudent yet strategic for answers to balance sheet challenges. An optimal strategy may be hidden in plain sight. 

Business-Owned Life Insurance (BOLI)

Business-Owned Life Insurance (BOLI), formerly referred to as Bank-Owned Life Insurance, qualifies as a "best practice" solution for informally funding officer and director nonqualified benefit expenses and other employee benefit liabilities. The majority of the nation's largest financial institutions have implemented BOLI strategies. These plans provide tax-advantaged income typically not found in traditional bank investments.  BOLI is well-suited for Tier One capital investments; a carefully designed and managed BOLI solution presents financial institutions with the potential to impact their balance sheet.

BOLI Structure & Regulatory Profile

Clark Consulting offers several different BOLI product types to their current clients which are selected from among a number of insurance carriers.  BOLI is structured in three forms for reporting purposes: General account, Separate account, or Hybrid accounts.